Commercial truck insurance provides motor protection for trucks used in logistics, transportation, delivery, construction and other declared business activities.
Al Buhaira provides insurance options for eligible individual trucks and commercial vehicle fleets, subject to vehicle usage, underwriting requirements and applicable policy terms.
The main truck insurance options in the UAE include comprehensive and third-party liability coverage for eligible commercial vehicles.
Comprehensive truck insurance may provide eligible protection for accidental damage to the insured truck together with third-party liability. Fire, theft and other insured risks may also be covered depending on the policy.
Third-party liability insurance mainly provides protection against eligible liability for bodily injury or property damage caused to other parties.
It generally does not cover accidental damage to the insured truck.
Depending on the selected policy, coverage may include:
Coverage remains subject to applicable policy limits, excess, exclusions, declared usage and conditions.
Truck insurance may be available for different types of eligible commercial vehicles, including:
Eligibility depends on the vehicle specifications, intended use, business activity and underwriting requirements.
Commercial truck insurance premiums may depend on factors such as:
Review the coverage type, declared vehicle use, policy excess, exclusions and coverage limits before selecting a commercial truck insurance policy.
Businesses should also ensure that truck specifications, load requirements and authorised vehicle usage are correctly declared during the quotation process.
Businesses operating several eligible trucks may request a motor fleet insurance arrangement. Fleet coverage can help manage insurance for multiple commercial vehicles under a business insurance arrangement.
Available coverage depends on the number and type of vehicles, business activity, usage and claims history.
Learn more about Motor Fleet Insurance .
Depending on the quotation, you may need:
Truck insurance forms part of the wider commercial motor insurance category. Businesses with other vehicle types can also review Vehicle Insurance UAE or Motor Fleet Insurance .
Following an accident, obtain the required accident report and notify the appropriate motor claims channel. Supporting information may include the accident report, driver's licence, vehicle registration, policy information and company documents.
Visit Motor Insurance Claims for claims information and assistance.
Let us provide you with an insurance quote. We're here to help you better understand your risk exposures and how insurance can protect you.
